Garment Costing Example: Fabric, Labor, Trims and Overhead

A realistic example showing how to calculate garment cost per unit using USD and yards.

This guide walks through a complete costing scenario, applying real inputs step by step to reach the final cost per garment.

This guide walks through a practical garment costing example using the same logic as the Production Cost Calculator. The goal is to show how fabric, labor, trims, packaging, and overhead combine into one final production cost per garment.

The example uses USD and yards, which are common units for apparel costing scenarios targeting the United States market.

Scenario inputs for garment costing

Suppose you are costing a mid-weight cotton hoodie for a production order. The garment uses more fabric than a basic t-shirt and includes trims such as drawcord, labels, and thread.

  • Fabric consumption: 2.20 yards per garment
  • Fabric price: $5.75 per yard
  • Waste allowance: 8%
  • Labor rate: $18.00 per hour
  • Standard minutes: 18 minutes per garment
  • Trims cost: $1.25 per garment
  • Packaging cost: $0.55 per garment
  • Factory overhead: 15% of direct cost subtotal

Step 1: calculate fabric cost

Fabric cost is calculated from fabric consumption, fabric price, and waste allowance.

Fabric Cost = Fabric Consumption × Fabric Price × (1 + (Waste % / 100))
Fabric Cost = 2.20 × 5.75 × (1 + (8 / 100))
Fabric Cost = 13.66 USD

Step 2: calculate labor cost

Labor cost converts the hourly labor rate into a cost per garment using the standard minutes required to produce one unit.

Labor Cost = (Labor Rate per Hour / 60) × Standard Minutes
Labor Cost = (18.00 / 60) × 18
Labor Cost = 5.40 USD

Step 3: add trims and packaging

Trims and packaging are direct costs. They are added to fabric and labor before calculating overhead.

Trims Cost = 1.25 USD
Packaging Cost = 0.55 USD

Step 4: calculate direct cost subtotal

The direct cost subtotal combines fabric, labor, trims, and packaging.

Subtotal = Fabric + Labor + Trims + Packaging
Subtotal = 13.66 + 5.40 + 1.25 + 0.55
Subtotal = 20.86 USD

Step 5: add factory overhead

In this example, factory overhead is calculated as a percentage of the direct cost subtotal.

Overhead = Subtotal × (Overhead % / 100)
Overhead = 20.86 × (15 / 100)
Overhead = 3.13 USD

Final result: cost per garment

The final production cost per garment is the subtotal plus factory overhead.

Total Cost = Subtotal + Overhead
Total Cost = 20.86 + 3.13
Total Cost = 23.99 USD per garment

In this example, the estimated garment production cost is $23.99 per garment.

Cost breakdown of the example

  • Fabric cost: $13.66
  • Labor cost: $5.40
  • Trims cost: $1.25
  • Packaging cost: $0.55
  • Direct cost subtotal: $20.86
  • Factory overhead: $3.13
  • Total production cost: $23.99

Why this costing example matters

This example shows why garment costing should not stop at fabric cost. Labor, trims, packaging, and overhead can significantly change the final cost per unit.

Once production cost is calculated, it can be used to define selling price, estimate break-even volume, and analyze MOQ.

For a more detailed explanation of the formulas, see the garment production cost method.

Calculate your own garment cost

Use the Production Cost Calculator to calculate fabric, labor, trims, packaging, overhead, and total cost per garment.

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